Risk Participation & Distribution Platform
Managing risk participation is traditionally slow, paper-heavy, and prone to errors — from Excel-based offer lists to scattered email approvals. Our Risk Participation & Distribution Platform automates the end-to-end process, from deal identification to final settlement, while embedding MRPA governance, real-time analytics, and multi-party collaboration. Banks can now reduce cycle times, expand their distribution network, and bring full transparency to risk sell-down.
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Banks and financial institutions (FIs) use risk participation to share and manage exposure. When an FI provides financing to an importer or exporter, it may choose to distribute that risk to another institution under a Master Risk Participation Agreement (MRPA). This ensures continued liquidity, spreads credit exposure, and protects balance sheets.
But the process is often manual, fragmented, and opaque:
In today’s global trade environment, where speed, compliance, and transparency are critical, banks need a digital-first solution to manage risk participation at scale.
The Risk Participation & Distribution Platform digitizes and streamlines the full lifecycle of risk distribution. Built on multi-party orchestration and MRPA governance, it connects internal teams, participant banks, and counterparties on a secure digital network.
Identify eligible deals and automate the offer process across multiple asset classes. Maintain a structured, digital deal repository — no more Excel lists or scattered files.
Enable seamless interaction between originating lenders, participants, and internal functions (credit, risk, operations). Shared dashboards eliminate back-and-forth email exchanges.
Embed MRPA terms and conditions directly into the workflow. Contracts, limits, and exposure management are enforced automatically, ensuring risk-free transactions.
Check country limits, bank limits, and counterparty exposure in real time before finalizing participation. Gain instant visibility into distribution success rates and portfolio diversification.
All documents — from offers to confirmations — are shared digitally and stored in a tamper-proof repository, supporting compliance and audit readiness.
Monitor sell-down performance, identify concentration risks, and generate actionable insights with real-time analytics.
Track the entire transaction lifecycle, from pre-sell down to final discharge, with time-stamped, auditable records stored securely.
Faster execution – Cut cycle times from weeks to days with automated workflows.
Greater transparency – Real-time visibility across all participants builds trust and confidence.
Cost savings – Reduce manual overhead and errors from fragmented processes.
Risk diversification – Expand distribution networks and access new markets more efficiently.
Audit-ready compliance – Maintain a secure, verifiable trail of all transactions and contracts.
Revenue growth – Unlock new value from existing client networks with digital risk participation.
Banks using the platform report:
70% faster offer and acceptance cycles, replacing email and Excel with automated workflows.
Improved compliance confidence, with MRPA terms embedded into every transaction.
New revenue streams, as digital connectivity enables broader participation in global markets.
Reduced fraud risk, thanks to blockchain-backed records and real-time data validation.
Purpose-built for FI asset and corporate asset risk distribution.
Augments, not replaces — integrates seamlessly with existing banking systems.
Powered by HyperConnect technology for multi-party collaboration at scale.
Designed with compliance, transparency, and speed at its core.
aligned with EUDR articles and industry practices.
with tamper-proof, time-stamped records.
from finished goods to the original plot.
suppliers, exporters, and importers all work on the same platform.
Risk participation is when a financial institution transfers part of its exposure in a loan or trade finance transaction to another institution, typically under a Master Risk Participation Agreement (MRPA).
A Master Risk Participation Agreement defines the legal rights and obligations between the originating lender and participant. It governs how risk is shared, how instructions are given, and how exposures are managed.
Manual processes slow execution, increase errors, and create compliance risks. Digitalization improves efficiency, transparency, and risk management.
It provides a shared digital workspace where banks and participants can exchange offers, documents, and approvals in real time, eliminating reliance on email and spreadsheets.
Yes. It integrates with core banking, risk, and compliance systems to ensure a seamless workflow.
All transactions are securely logged with audit trails, and MRPA terms are embedded in workflows to enforce compliance automatically.
Yes. Tamper-proof records and blockchain-backed verification help prevent double financing and fraudulent transactions.
Banks and financial institutions engaged in trade finance, syndications, and asset sell-downs — especially those managing cross-border exposures.
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